Home Loan Eligibility Calculator
Calculate your Home Loan amount and EMI using this calculator
- Attractive interest rates
- Easy & flexible eligibility norms
- Tenure of up to 30 years
Free Consultation
Reasons to get a Home Loan with HENOX
Flexible Repayment Period
- Flexible Repayment Period
Choose from multiple repayment options you are eligible for such as Step-up, Step-down, and Extended tenure.
Long-term Appreciating Asset
- Long-term Appreciating Asset
Invest in your future since your home isn’t just a place to live but also an appreciating asset.
Transparent Processing
- Transparent Processing
Enjoy quick and transparent loan application and disbursal process from ABHFL. No surprises, no hidden charges.
No Pre-payment Charges
- No Pre-payment Charges
Reduce debt proactively with our floating-rate home loans. Make early payments without penalties and become debt-free on your terms.
Get Instant Digital Sanction
- Get Instant Digital Sanction
Get Instant Digital Sanction for your top-up home loan applying at your convenience anytime anywhere on ABCD app.
Tax Benefit
- Tax Benefit
Save taxes on both the principal amount as well as the interest paid every year under sections 80C, 24(b) and 80EEA of the Income Tax Act.
Interest Rates Available*
Find out the interest payable on the home loan so that you can plan your repayments effectively.
For Salaried/Self Employed Professional
Loan Type
Interest
Regular HL
(Any Amount)
(Any Amount)
8.50% to 11.85% p.a.*
Informal HL
(Upto 50 lakhs)
(Upto 50 lakhs)
11.25% to 17.00% p.a.*
For Self Employed Non Professional
Loan Type
Interest
Regular HL
(Any Amount)
(Any Amount)
8.75% to 12.35% p.a.*
Informal HL
(Upto 50 lakhs)
(Upto 50 lakhs)
11.50% to 17.25% p.a.*
Who Can Apply For Home Loan?
Find out if you are eligible for applying for a home loan
Salaried
Self Employed Professional
Self Employed Non-Professional
Get A Home Loan In 5 Easy Steps
Home Loan Eligibility
Are you eligible for a home loan? Check whether you meet the criteria.
Eligibility criteria
- Nationality | Indian citizen
- Minimum age for applying | 21 years
- Maximum age at loan maturity | 60 years for Salaried & 70 years for Self-employed
- Good credit history | A CIBIL Score of 650 or new to credit
- Employment | Salaried or self-employed
Note* – This is an indicative list that may change based on your actual loan application.
For Salaried/Self Employed Professional
Upto 30 Lakhs
30 Lakhs to 75 Lakhs
More than 75 Lakhs
90%
80%
70%
Note* – Disclaimer – All loans will be at the sole discretion of ABHFL.
Documents Needed
Salaried**
- Proof of Identity and Address
Passport/ Aadhaar Card/ Voter’s ID/ Driving License/ Job Card issued by NREGA/ Registration certificate/ PAN card (PAN Card only as identity proof)
- Proof of Income
Latest 3 months salary slip showing all deductions and Form 16
- Bank statement showing salary
Latest 6 months
- Proof of Other Income:
Rental receipts or documents showing receipt of income
Self-Employed**
- Proof of Identity and Address
Passport/ Aadhaar Card/ Voter’s ID/ Driving License/ Job Card issued by NREGA/ Registration certificate/ PAN card (PAN Card only as identity proof)
- Proof of Income
IT Returns or financial documents for the last 2 years and computation of income certified by a CA for the last 2 years
- Bank statement showing salary
Latest 6 months
- Proof of Other Income:
Rental receipts or documents showing receipt of income
- Property Documents:
Copy of Title documents and approved sanction plan
Tax Planning
Save Tax, invest more,
reach goals
- Tax-saving options, one click
- Save tax under different sections
Secured Business Loan
Secure business loans
for you
- Low interest, flexible payments
- One app, quick dispersals
Reach us on WhatsApp